Manuscript Title:

ROLE OF MICROFINANCE ON ECONOMIC EMPOWERMENT OF WOMEN ENTREPRENEURS - SPECIAL REFERENCE TO WOMEN WHO AVAILED MICROLOANS FOR BAKERY BUSINESS AT KOLAR DISTRICT

Author:

CHIKKEGOWDA K G, Dr. U BHOJANNA, Dr. ANITHA G H

DOI Number:

DOI:10.5281/zenodo.10202659

Published : 2023-11-23

About the author(s)

1. CHIKKEGOWDA K G - Assistant Professor, NITTE Education Trust School of Management, Yelahanka, Bengaluru. Research Scholar, Department. of MBA & Research Centre, RNS Institute of Technology, Channasandra, Bengaluru- Affiliated to Visveswaraya Technological University, Belagavi, Karnataka.
2. Dr. U BHOJANNA - Professor & Head, Department of MBA & Research Centre, RNS Institute of Technology, Channasandra, Bengaluru. Research Supervisor, Affiliated to Visveswaraya Technological University, Belagavi, Karnataka.
3. Dr. ANITHA G H - Associate Professor, Global Academy of Technology, Bengaluru, Karnataka.

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Abstract

The focus of this study is on women entrepreneurs from Kolar District, Karnataka, specifically those who have availed loans for Bakery Businesses. The primary objective is to assess the impact of microfinance on the economic empowerment of these women entrepreneurs, with a particular emphasis on their decision-making abilities, income growth, asset ownership, increasing their monthly savings, expanding their exposure in the bakery industry, promoting women's decision-making power, economic participation, and overall well-being within the context of bakery. The study gathered data through a questionnaire administered to a sample of 100 women entrepreneurs who had received microfinance support for their bakery ventures. The data analysis employed multiple regression and moderated regression techniques The results of the multiple regression analysis indicate that various factors significantly influence the economic empowerment of women entrepreneurs in the Bakery Business. These factors include the amount of credit obtained, the women's age, the number of training sessions attended, marital status, and education level.


Keywords

Micro Finance, Economic Empowerment, decision-making abilities, income growth, and asset ownership, expanding their exposure in the bakery industry, promoting women s decision-making power, Bakery Business, Gender, Age.