The research aimed to identify the level of human capital in the Iraqi private commercial banks The research sample consisted of (352) individuals representing the Iraqi private commercial banks, and for the purpose of data collection, the researchers prepared a special questionnaire for the objective assessment of human capital in the Iraqi private commercial banks. The questionnaire was subjected to scientific treatments before the final application on the research sample, and the researchers used the arithmetic mean, standard deviation, Pearson's simple correlation coefficient, and the hypothetical mean. After presenting and discussing the results, the researcher concluded the following: 1. The presence of high percentages, but uneven in the level of human capital owned by the Iraqi private commercial banks., 2.Classification of Iraqi private commercial banks into three groups, a standard classification according to topical evaluation.3. Human capital has an important role in achieving the objectives of the Iraqi private commercial banks. The researchers recommend a number of recommendations, the most important of which are: 1. the need to pay attention to human capital by the owners of private Iraqi commercial banks. 2. Holding workshops to develop human cadres in Iraqi private commercial banks.